What’s up everyone!
For all intents and purposes I’m going to go by FIGUY2 on this blog. I’m a 23 year-old guy working in corporate America for an international machinery company. I have a B.S. in Business with a concentration in Finance. I grew up in a middle-class family in the Midwest where I still reside, living at home with my parents and three siblings. I was lucky enough to graduate college with no debt as I got a full-ride scholarship for academics. I didn’t really understand the significant financial impact this would have on my life when I was 18 years-old, but I’m sure glad my parents guided me into choosing the right college. In my spare time I enjoy traveling, playing basketball, weight lifting, reading, and hiking, among other things. Traveling has become a passion of mine fairly recently, but it’s quickly become a significant part of my life. So far this year I have went on a cruise to Mexico, hiked in Tennessee, visited Washington D.C., made my first trip overseas to London, and visited the Big Apple. My remaining trips for the year are back to Tennessee to do some more hiking and to Philadelphia.
Coming out of college I was bright-eyed and thought I had a pretty good handle on the finance world, and in particular, my personal finances. WRONG. My college finance courses taught me very little in terms of how to handle my personal finances. Sure, I knew how to construct hedge ratios using futures and how interest rates affected the early exercise of American calls on dividend paying stocks, but what good will that ever do me in real life? Literally none other than just having knowledge of various finance topics.
Since discovering the personal finance blog/podcast world back in March of this year I’ve learned more about personal finance in four months than I did in four years of college. I had never heard of financial independence or early retirement and it was very enlightening to see how many people were already involved in this space and pursuing financial freedom.
My goal now is to regain the independence I felt during my college days. Upon entering the corporate world, I quickly realized it wasn’t for me and have since been scheming to gain independence ever since. It just so happened that I stumbled across the financial independence community and I’ve been scheming towards FI ever since. It isn’t logical to quit my job and travel the world right now, but hopefully that’s down the pipeline at some point. I have calculated a few exit strategies from the corporate world but I’ll get to those in other posts.